/* KPR Specific Styles */
:root {
    /* Gold Color Palette untuk KPR */
        --gold-50: #fffef7;
        --gold-100: #fff9e6;
        --gold-200: #fff1cc;
        --gold-300: #ffe699;
        --gold-400: #ffd966;
        --gold-500: #d4af37;
        --gold-600: #b8941f;
        --gold-700: #9c7a19;
        --gold-800: #806014;
        --gold-900: #64490f;
        
        /* Dark Theme Colors */
        --dark-50: #f8f9fa;
        --dark-100: #e9ecef;
        --dark-200: #dee2e6;
        --dark-300: #ced4da;
        --dark-400: #adb5bd;
        --dark-500: #6c757d;
        --dark-600: #495057;
        --dark-700: #343a40;
        --dark-800: #212529;
        --dark-900: #0a0a0a;
        
        /* Primary Colors */
        --primary: var(--gold-500);
        --primary-light: var(--gold-400);
        --primary-dark: var(--gold-600);
        
        /* Text Colors */
        --text-primary: var(--dark-800);
        --text-secondary: var(--dark-600);
        --text-light: var(--dark-500);
        
        /* Background Colors */
        --bg-primary: #ffffff;
        --bg-secondary: var(--gold-50);
        --bg-section: var(--dark-50);
        --bg-dark: var(--dark-800);
        
        /* Border Colors */
        --border-light: var(--dark-200);
        --border-color: var(--dark-300);
        
        /* Compact Spacing */
        --space-xs: 0.25rem;
        --space-sm: 0.5rem;
        --space-md: 0.75rem;
        --space-lg: 1rem;
        --space-xl: 1.5rem;
        --space-xxl: 2rem;
        
        /* Border Radius */
        --border-radius: 0.25rem;
        --border-radius-lg: 0.375rem;
        --border-radius-xl: 0.5rem;
        
        /* Shadows */
        --shadow-soft: 0 1px 3px rgba(0, 0, 0, 0.05);
        --shadow-medium: 0 4px 6px rgba(0, 0, 0, 0.07);
        --shadow-large: 0 10px 15px rgba(0, 0, 0, 0.1);
        --shadow-gold: 0 4px 14px 0 rgba(212, 175, 55, 0.2);
        
        /* Transitions */
        --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        --transition-fast: all 0.15s cubic-bezier(0.4, 0, 0.2, 1);
        
        /* Typography */
        --font-primary: 'Inter', sans-serif;
        --font-display: 'Playfair Display', serif;
        --font-heading: 'Poppins', sans-serif;
        
        /* Font Sizes */
        --font-size-xs: 0.75rem;
        --font-size-sm: 0.875rem;
        --font-size-base: 1rem;
        --font-size-lg: 1.125rem;
        --font-size-xl: 1.25rem;
        --font-size-2xl: 1.5rem;
        --font-size-3xl: 1.875rem;
        --font-size-4xl: 2.25rem;
        --font-size-5xl: 3rem;
    }

    /* ===== GLOBAL STYLES ===== */
    * { margin: 0; padding: 0; box-sizing: border-box; }
    html { scroll-behavior: smooth; }
    body { font-family: var(--font-primary); color: var(--text-primary); background-color: var(--bg-primary); line-height: 1.5; overflow-x: hidden; }
    .container { width: 100%; max-width: 1400px; margin: 0 auto; padding: 0 var(--space-md); }

    /* ===== LOADER ===== */
    .loader { position: fixed; top: 0; left: 0; width: 100%; height: 100%; background-color: rgba(255, 255, 255, 0.95); display: flex; flex-direction: column; justify-content: center; align-items: center; z-index: 9999; transition: opacity 0.5s ease, visibility 0.5s ease; }
    .loader.hidden { opacity: 0; visibility: hidden; }
    .loader-spinner { width: 60px; height: 60px; position: relative; margin-bottom: var(--space-md); }
    .loader-spinner::before, .loader-spinner::after { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; border-radius: 50%; border: 3px solid transparent; border-top-color: var(--primary); animation: spin 1.5s cubic-bezier(0.68, -0.55, 0.265, 1.55) infinite; }
    .loader-spinner::after { border-top-color: var(--primary-light); animation-delay: 0.15s; }
    @keyframes spin { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } }
    .loader-text { font-size: 1rem; color: var(--text-secondary); animation: pulse 1.5s ease-in-out infinite; }
    @keyframes pulse { 0%, 100% { opacity: 0.6; } 50% { opacity: 1; } }

    /* ===== HEADER ===== */
    .header-wrapper { position: sticky; top: 0; z-index: 1000; background-color: var(--bg-primary); box-shadow: var(--shadow-soft); transition: var(--transition); }
    .header { padding: var(--space-sm) 0; }
    .header-container { display: flex; justify-content: space-between; align-items: center; }
    .logo { display: flex; align-items: center; gap: var(--space-sm); text-decoration: none; color: var(--text-primary); transition: var(--transition); }
    .logo:hover { transform: scale(1.05); }
    .logo-img { width: 36px; height: 36px; border-radius: 50%; object-fit: cover; border: 2px solid var(--primary); transition: var(--transition); }
    .logo:hover .logo-img { box-shadow: 0 0 15px rgba(212, 175, 55, 0.5); }
    .logo-text { display: flex; flex-direction: column; }
    .logo-main { font-family: var(--font-heading); font-weight: 700; font-size: 0.9rem; color: var(--text-primary); }
    .logo-subtitle { font-size: 0.65rem; color: var(--text-secondary); }
    .nav-container { display: flex; align-items: center; gap: var(--space-md); }
    .main-nav { display: flex; list-style: none; gap: var(--space-md); }
    .nav-link { text-decoration: none; color: var(--text-primary); font-weight: 500; font-size: 0.85rem; position: relative; transition: var(--transition); padding: var(--space-xs) 0; }
    .nav-link::after { content: ''; position: absolute; bottom: 0; left: 0; width: 0; height: 2px; background-color: var(--primary); transition: width 0.3s ease; }
    .nav-link:hover, .nav-link.nav-active { color: var(--primary); }
    .nav-link:hover::after, .nav-link.nav-active::after { width: 100%; }
    .nav-dropdown { position: relative; }
    .dropdown-trigger { display: flex; align-items: center; gap: var(--space-xs); }
    .dropdown-icon { font-size: 0.65rem; transition: var(--transition); }
    .nav-dropdown:hover .dropdown-icon { transform: rotate(180deg); }
    .dropdown-menu { position: absolute; top: 100%; left: 0; background-color: var(--bg-primary); border-radius: var(--border-radius-lg); box-shadow: var(--shadow-large); min-width: 500px; padding: var(--space-md); opacity: 0; visibility: hidden; transform: translateY(10px); transition: var(--transition); z-index: 100; }
    .nav-dropdown:hover .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
    .dropdown-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-md); }
    .dropdown-column h4 { font-size: 0.85rem; font-weight: 600; color: var(--text-primary); margin-bottom: var(--space-xs); padding-bottom: var(--space-xs); border-bottom: 1px solid var(--border-light); }
    .dropdown-column a { display: flex; align-items: center; gap: var(--space-xs); padding: var(--space-xs) 0; color: var(--text-secondary); text-decoration: none; font-size: 0.8rem; transition: var(--transition); position: relative; }
    .dropdown-column a::before { content: ''; position: absolute; left: 0; bottom: 0; width: 0; height: 1px; background-color: var(--primary); transition: width 0.3s ease; }
    .dropdown-column a:hover { color: var(--primary); transform: translateX(3px); }
    .dropdown-column a:hover::before { width: 100%; }
    .header-actions { display: flex; align-items: center; gap: var(--space-sm); }
    .quick-search { position: relative; }
    .search-toggle { background: none; border: none; color: var(--text-primary); font-size: 0.9rem; cursor: pointer; padding: var(--space-xs); border-radius: var(--border-radius); transition: var(--transition); }
    .search-toggle:hover { background-color: var(--bg-section); color: var(--primary); transform: scale(1.1); }
    .search-box { position: absolute; top: 100%; right: 0; width: 280px; background-color: var(--bg-primary); border-radius: var(--border-radius-lg); box-shadow: var(--shadow-large); padding: var(--space-md); opacity: 0; visibility: hidden; transform: translateY(10px); transition: var(--transition); z-index: 100; }
    .search-box.show { opacity: 1; visibility: visible; transform: translateY(0); }
    .search-input { display: flex; align-items: center; background-color: var(--bg-section); border-radius: var(--border-radius); padding: var(--space-xs) var(--space-sm); }
    .search-input i { color: var(--text-secondary); margin-right: var(--space-xs); }
    .search-input input { border: none; background: none; outline: none; flex: 1; font-size: 0.85rem; }
    .user-menu { position: relative; }
    .user-toggle { background: none; border: none; color: var(--text-primary); font-size: 0.9rem; cursor: pointer; padding: var(--space-xs); border-radius: var(--border-radius); transition: var(--transition); position: relative; }
    .user-toggle:hover { background-color: var(--bg-section); color: var(--primary); transform: scale(1.1); }
    .user-badge { position: absolute; top: 5px; right: 5px; background-color: var(--primary); color: white; font-size: 0.65rem; width: 16px; height: 16px; border-radius: 50%; display: flex; align-items: center; justify-content: center; animation: pulse 2s infinite; }
    .user-dropdown { position: absolute; top: 100%; right: 0; width: 260px; background-color: var(--bg-primary); border-radius: var(--border-radius-lg); box-shadow: var(--shadow-large); padding: var(--space-md); opacity: 0; visibility: hidden; transform: translateY(10px); transition: var(--transition); z-index: 100; }
    .user-dropdown.show { opacity: 1; visibility: visible; transform: translateY(0); }
    .user-info { display: flex; align-items: center; gap: var(--space-sm); margin-bottom: var(--space-sm); padding-bottom: var(--space-sm); border-bottom: 1px solid var(--border-light); }
    .user-avatar { width: 40px; height: 40px; border-radius: 50%; background-color: var(--bg-section); display: flex; align-items: center; justify-content: center; color: var(--text-secondary); font-size: 1.2rem; }
    .user-details strong { display: block; margin-bottom: var(--space-xs); }
    .user-details span { font-size: 0.8rem; color: var(--text-secondary); }
    .user-links { display: flex; flex-direction: column; gap: var(--space-xs); }
    .user-menu-item { display: flex; align-items: center; gap: var(--space-xs); padding: var(--space-xs); border-radius: var(--border-radius); color: var(--text-primary); text-decoration: none; transition: var(--transition); }
    .user-menu-item:hover { background-color: var(--bg-section); color: var(--primary); transform: translateX(3px); }
    .user-stats { display: flex; justify-content: space-between; margin-top: var(--space-sm); padding-top: var(--space-sm); border-top: 1px solid var(--border-light); }
    .user-stat { display: flex; flex-direction: column; align-items: center; gap: var(--space-xs); font-size: 0.8rem; color: var(--text-secondary); }
    .user-stat i { color: var(--primary); }
    .nav-actions { display: flex; gap: var(--space-xs); }
    .nav-btn { display: flex; align-items: center; gap: var(--space-xs); padding: var(--space-xs) var(--space-sm); border-radius: var(--border-radius); text-decoration: none; font-weight: 500; font-size: 0.85rem; transition: var(--transition); position: relative; overflow: hidden; }
    .nav-btn::before { content: ''; position: absolute; top: 0; left: -100%; width: 100%; height: 100%; background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent); transition: left 0.5s; }
    .nav-btn:hover::before { left: 100%; }
    .nav-btn.primary { background-color: var(--primary); color: white; }
    .nav-btn.primary:hover { background-color: var(--primary-dark); transform: translateY(-2px); box-shadow: 0 4px 8px rgba(0,0,0,0.1); }
    .menu-toggle { display: none; flex-direction: column; justify-content: center; align-items: center; width: 26px; height: 26px; background: none; border: none; cursor: pointer; }
    .menu-toggle-bar { width: 20px; height: 2px; background-color: var(--text-primary); margin: 2px 0; transition: var(--transition); }

    /* ===== HERO SECTION ===== */
    .hero {
        background: linear-gradient(135deg, var(--dark-800) 0%, var(--dark-900) 100%);
        color: white;
        padding: 100px 0 80px;
        position: relative;
        overflow: hidden;
    }
    
    .hero::after {
        content: '';
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 100%;
        background: radial-gradient(circle at 80% 20%, rgba(212, 175, 55, 0.15) 0%, transparent 50%);
        z-index: 0;
    }
    
    .hero .container {
        position: relative;
        z-index: 1;
    }
    
    .hero-content {
        max-width: 800px;
        margin: 0 auto;
        text-align: center;
    }
    
    .hero h1 {
        font-family: var(--font-display);
        font-size: var(--font-size-5xl);
        font-weight: 700;
        margin-bottom: var(--space-md);
        color: white;
        line-height: 1.2;
    }
    
    .hero p {
        font-size: var(--font-size-lg);
        margin-bottom: var(--space-xl);
        color: rgba(255, 255, 255, 0.9);
    }
    
    .hero-buttons {
        display: flex;
        justify-content: center;
        gap: var(--space-md);
        flex-wrap: wrap;
    }
    
    .btn-hero {
        padding: var(--space-md) var(--space-xl);
        border-radius: var(--border-radius-lg);
        font-weight: 600;
        font-size: var(--font-size-lg);
        text-decoration: none;
        display: inline-flex;
        align-items: center;
        gap: var(--space-sm);
        transition: var(--transition);
    }
    
    .btn-hero.primary {
        background-color: var(--primary);
        color: white;
    }
    
    .btn-hero.primary:hover {
        background-color: var(--primary-dark);
        color: white;
    }
    
    .btn-hero.secondary {
        background-color: transparent;
        color: white;
        border: 2px solid white;
    }
    
    .btn-hero.secondary:hover {
        background-color: white;
        color: var(--dark-800);
    }

    /* KPR Calculator Styles */
    .calculator-section {
        padding: var(--space-xxl) 0;
        background-color: var(--bg-section);
        position: relative;
    }
    
    .calculator-container {
        max-width: 900px;
        margin: 0 auto;
        background-color: white;
        border-radius: var(--border-radius-xl);
        box-shadow: var(--shadow-large);
        overflow: hidden;
    }
    
        /* ===== KPR CALCULATOR SECTION ===== */
        .calculator-section {
            padding: var(--space-xxl) 0;
            background-color: var(--bg-section);
            position: relative;
        }
        
        .calculator-container {
            max-width: 900px;
            margin: 0 auto;
            background-color: white;
            border-radius: var(--border-radius-xl);
            box-shadow: var(--shadow-large);
            overflow: hidden;
        }
        
        .calculator-header {
            background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
            color: white;
            padding: var(--space-xl);
            text-align: center;
        }
        
        .calculator-header h2 {
            font-family: var(--font-heading);
            font-size: var(--font-size-3xl);
            margin-bottom: var(--space-md);
        }
        
        .calculator-header p {
            font-size: var(--font-size-lg);
            opacity: 0.9;
        }
        
        .calculator-body {
            padding: var(--space-xl);
        }
        
        .calculator-form {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: var(--space-lg);
        }
        
        .form-group {
            margin-bottom: var(--space-lg);
        }
        
        .form-label {
            display: block;
            font-weight: 600;
            margin-bottom: var(--space-xs);
            color: var(--text-primary);
        }
        
        .form-control {
            width: 100%;
            padding: var(--space-md);
            border: 1px solid var(--border-color);
            border-radius: var(--border-radius-lg);
            font-size: var(--font-size-base);
            transition: var(--transition);
        }
        
        .form-control:focus {
            outline: none;
            border-color: var(--primary);
            box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.1);
        }
        
        .form-select {
            appearance: none;
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23495057'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E");
            background-repeat: no-repeat;
            background-position: right var(--space-md) center;
            background-size: 20px;
            padding-right: 40px;
        }
        
        .calculator-result {
            margin-top: var(--space-xl);
            padding: var(--space-lg);
            background-color: var(--bg-secondary);
            border-radius: var(--border-radius-lg);
            display: none;
        }
        
        .calculator-result.show {
            display: block;
            animation: fadeIn 0.5s ease-in-out;
        }
        
        .result-item {
            display: flex;
            justify-content: space-between;
            margin-bottom: var(--space-md);
            padding-bottom: var(--space-md);
            border-bottom: 1px solid var(--border-light);
        }
        
        .result-item:last-child {
            margin-bottom: 0;
            padding-bottom: 0;
            border-bottom: none;
        }
        
        .result-label {
            font-weight: 600;
            color: var(--text-secondary);
        }
        
        .result-value {
            font-weight: 700;
            color: var(--primary);
        }
        
        /* ===== BANK PARTNERS SECTION ===== */
        .partners-section {
            padding: var(--space-xxl) 0;
            background-color: white;
        }
        
        .partners-header {
            text-align: center;
            margin-bottom: var(--space-xl);
        }
        
        .partners-title {
            font-family: var(--font-display);
            font-size: var(--font-size-4xl);
            font-weight: 700;
            margin-bottom: var(--space-md);
            color: var(--text-primary);
        }
        
        .partners-subtitle {
            font-size: var(--font-size-lg);
            color: var(--text-secondary);
            max-width: 700px;
            margin: 0 auto;
        }
        
        .partners-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: var(--space-lg);
        }
        
        .partner-card {
            background-color: white;
            border-radius: var(--border-radius-xl);
            box-shadow: var(--shadow-medium);
            overflow: hidden;
            transition: var(--transition);
            position: relative;
        }
        
        .partner-card:hover {
            transform: translateY(-5px);
            box-shadow: var(--shadow-large);
        }
        
        .partner-header {
            padding: var(--space-lg);
            display: flex;
            align-items: center;
            gap: var(--space-md);
            border-bottom: 1px solid var(--border-light);
        }
        
        .partner-logo {
            width: 60px;
            height: 60px;
            border-radius: var(--border-radius-lg);
            display: flex;
            align-items: center;
            justify-content: center;
            background-color: var(--bg-section);
            overflow: hidden;
        }
        
        .partner-logo img {
            max-width: 100%;
            max-height: 100%;
            object-fit: contain;
        }
        
        .partner-name {
            font-size: var(--font-size-xl);
            font-weight: 700;
            color: var(--text-primary);
        }
        
        .partner-body {
            padding: var(--space-lg);
        }
        
        .partner-features {
            margin-bottom: var(--space-lg);
        }
        
        .feature-item {
            display: flex;
            align-items: flex-start;
            gap: var(--space-sm);
            margin-bottom: var(--space-sm);
        }
        
        .feature-item i {
            color: var(--primary);
            margin-top: 2px;
        }
        
        .feature-text {
            color: var(--text-secondary);
            font-size: var(--font-size-sm);
        }
        
        .partner-interest {
            background-color: var(--bg-secondary);
            padding: var(--space-md);
            border-radius: var(--border-radius-lg);
            margin-bottom: var(--space-lg);
            text-align: center;
        }
        
        .interest-label {
            font-size: var(--font-size-sm);
            color: var(--text-secondary);
            margin-bottom: var(--space-xs);
        }
        
        .interest-value {
            font-size: var(--font-size-2xl);
            font-weight: 700;
            color: var(--primary);
        }
        
        .partner-actions {
            display: flex;
            gap: var(--space-sm);
        }
        
        .btn {
            display: inline-flex;
            align-items: center;
            gap: var(--space-sm);
            padding: var(--space-md) var(--space-xl);
            border-radius: var(--border-radius-lg);
            text-decoration: none;
            font-weight: 600;
            transition: var(--transition);
            border: none;
            cursor: pointer;
            flex: 1;
            justify-content: center;
        }
        
        .btn-primary {
            background-color: var(--primary);
            color: white;
        }
        
        .btn-primary:hover {
            background-color: var(--primary-dark);
            color: white;
        }
        
        .btn-outline {
            background-color: transparent;
            color: var(--primary);
            border: 2px solid var(--primary);
        }
        
        .btn-outline:hover {
            background-color: var(--primary);
            color: white;
        }
        
        .partner-badge {
            position: absolute;
            top: var(--space-md);
            right: var(--space-md);
            background-color: var(--primary);
            color: white;
            font-size: var(--font-size-xs);
            font-weight: 600;
            padding: var(--space-xs) var(--space-sm);
            border-radius: var(--border-radius);
            text-transform: uppercase;
        }
        
        /* ===== KPR PROCESS SECTION ===== */
        .process-section {
            padding: var(--space-xxl) 0;
            background-color: var(--bg-section);
        }
        
        .process-container {
            max-width: 1000px;
            margin: 0 auto;
        }
        
        .process-header {
            text-align: center;
            margin-bottom: var(--space-xl);
        }
        
        .process-title {
            font-family: var(--font-display);
            font-size: var(--font-size-4xl);
            font-weight: 700;
            margin-bottom: var(--space-md);
            color: var(--text-primary);
        }
        
        .process-subtitle {
            font-size: var(--font-size-lg);
            color: var(--text-secondary);
        }
        
        .process-timeline {
            position: relative;
            padding: var(--space-lg) 0;
        }
        
        .process-timeline::before {
            content: '';
            position: absolute;
            top: 0;
            left: 50%;
            transform: translateX(-50%);
            width: 2px;
            height: 100%;
            background-color: var(--border-color);
            z-index: 0;
        }
        
        .process-step {
            display: flex;
            margin-bottom: var(--space-xl);
            position: relative;
            z-index: 1;
        }
        
        .process-step:nth-child(odd) {
            flex-direction: row;
        }
        
        .process-step:nth-child(even) {
            flex-direction: row-reverse;
        }
        
        .step-content {
            flex: 1;
            padding: var(--space-lg);
            background-color: white;
            border-radius: var(--border-radius-lg);
            box-shadow: var(--shadow-soft);
            position: relative;
        }
        
        .process-step:nth-child(odd) .step-content {
            margin-right: var(--space-xl);
        }
        
        .process-step:nth-child(even) .step-content {
            margin-left: var(--space-xl);
        }
        
        .step-number {
            position: absolute;
            top: 50%;
            left: 50%;
            transform: translate(-50%, -50%);
            width: 40px;
            height: 40px;
            border-radius: 50%;
            background-color: var(--primary);
            color: white;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            z-index: 2;
        }
        
        .process-step:nth-child(odd) .step-number {
            right: -20px;
            left: auto;
            transform: translateY(-50%);
        }
        
        .process-step:nth-child(even) .step-number {
            left: -20px;
            right: auto;
            transform: translateY(-50%);
        }
        
        .step-title {
            font-size: var(--font-size-xl);
            font-weight: 600;
            color: var(--text-primary);
            margin-bottom: var(--space-sm);
        }
        
        .step-description {
            color: var(--text-secondary);
            line-height: 1.6;
        }
        
        /* ===== TESTIMONIAL SECTION ===== */
        .testimonial-section {
            padding: var(--space-xxl) 0;
            background-color: white;
        }
        
        .testimonial-container {
            max-width: 1000px;
            margin: 0 auto;
        }
        
        .testimonial-header {
            text-align: center;
            margin-bottom: var(--space-xl);
        }
        
        .testimonial-title {
            font-family: var(--font-display);
            font-size: var(--font-size-4xl);
            font-weight: 700;
            margin-bottom: var(--space-md);
            color: var(--text-primary);
        }
        
        .testimonial-subtitle {
            font-size: var(--font-size-lg);
            color: var(--text-secondary);
        }
        
        .testimonial-slider {
            position: relative;
            overflow: hidden;
            border-radius: var(--border-radius-xl);
        }
        
        .testimonial-track {
            display: flex;
            transition: transform 0.5s ease;
        }
        
        .testimonial-slide {
            flex: 0 0 100%;
            padding: var(--space-xl);
            background-color: var(--bg-section);
            border-radius: var(--border-radius-xl);
        }
        
        .testimonial-content {
            display: flex;
            flex-direction: column;
            align-items: center;
            text-align: center;
        }
        
        .testimonial-text {
            font-size: var(--font-size-lg);
            font-style: italic;
            color: var(--text-secondary);
            margin-bottom: var(--space-lg);
            line-height: 1.6;
            position: relative;
        }
        
        .testimonial-text::before,
        .testimonial-text::after {
            content: '"';
            font-family: var(--font-display);
            font-size: var(--font-size-4xl);
            color: var(--primary);
            opacity: 0.3;
            position: absolute;
        }
        
        .testimonial-text::before {
            top: -20px;
            left: -20px;
        }
        
        .testimonial-text::after {
            bottom: -40px;
            right: -20px;
        }
        
        .testimonial-author {
            display: flex;
            flex-direction: column;
            align-items: center;
        }
        
        .author-avatar {
            width: 80px;
            height: 80px;
            border-radius: 50%;
            object-fit: cover;
            margin-bottom: var(--space-md);
            border: 3px solid var(--primary);
        }
        
        .author-name {
            font-size: var(--font-size-lg);
            font-weight: 600;
            color: var(--text-primary);
            margin-bottom: var(--space-xs);
        }
        
        .author-title {
            font-size: var(--font-size-sm);
            color: var(--text-secondary);
        }
        
        .testimonial-nav {
            display: flex;
            justify-content: center;
            gap: var(--space-sm);
            margin-top: var(--space-lg);
        }
        
        .testimonial-dot {
            width: 12px;
            height: 12px;
            border-radius: 50%;
            background-color: var(--border-color);
            cursor: pointer;
            transition: var(--transition);
        }
        
        .testimonial-dot.active {
            background-color: var(--primary);
            transform: scale(1.2);
        }
        
        /* ===== CTA SECTION ===== */
        .cta-section {
            padding: var(--space-xxl) 0;
            background: linear-gradient(135deg, var(--dark-800) 0%, var(--dark-900) 100%);
            color: white;
            position: relative;
            overflow: hidden;
        }
        
        .cta-section::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: url('https://images.unsplash.com/photo-1560448204-e02f11c3d0e2?auto=format&fit=crop&w=1920&q=80') center/cover;
            opacity: 0.1;
            z-index: 0;
        }
        
        .cta-section::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: radial-gradient(circle at 20% 80%, rgba(212, 175, 55, 0.15) 0%, transparent 50%);
            z-index: 0;
        }
        
        .cta-section .container {
            position: relative;
            z-index: 1;
            text-align: center;
        }
        
        .cta-section h2 {
            font-family: var(--font-display);
            font-size: var(--font-size-4xl);
            margin-bottom: var(--space-md);
            color: white;
        }
        
        .cta-section p {
            font-size: var(--font-size-lg);
            max-width: 700px;
            margin: 0 auto var(--space-lg);
            color: rgba(255, 255, 255, 0.9);
        }
        
        .cta-buttons {
            display: flex;
            justify-content: center;
            gap: var(--space-md);
            flex-wrap: wrap;
        }
        
        .cta-button {
            display: inline-flex;
            align-items: center;
            gap: var(--space-sm);
            padding: var(--space-md) var(--space-xl);
            border-radius: var(--border-radius-lg);
            text-decoration: none;
            font-weight: 600;
            font-size: var(--font-size-base);
            transition: var(--transition);
        }
        
        .cta-button.primary {
            background-color: var(--primary);
            color: white;
        }
        
        .cta-button.primary:hover {
            background-color: var(--primary-dark);
            color: white;
        }
        
        .cta-button.secondary {
            background-color: transparent;
            color: white;
            border: 2px solid white;
        }
        
        .cta-button.secondary:hover {
            background-color: white;
            color: var(--dark-800);
        }
        
        /* ===== FOOTER ===== */
        footer {
            background-color: var(--dark-800);
            color: white;
            padding: var(--space-lg) 0 var(--space-sm);
        }
        
        .footer-container {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
            gap: var(--space-md);
            margin-bottom: var(--space-md);
        }
        
        .footer-col h3 {
            font-family: var(--font-heading);
            font-size: var(--font-size-lg);
            margin-bottom: var(--space-sm);
            color: var(--primary);
        }
        
        .footer-col p {
            color: rgba(255, 255, 255, 0.8);
            margin-bottom: var(--space-sm);
            line-height: 1.6;
        }
        
        .social-links {
            display: flex;
            gap: var(--space-xs);
        }
        
        .social-link {
            display: flex;
            align-items: center;
            justify-content: center;
            width: 36px;
            height: 36px;
            border-radius: 50%;
            background-color: rgba(255, 255, 255, 0.1);
            color: white;
            text-decoration: none;
            transition: var(--transition);
        }
        
        .social-link:hover {
            background-color: var(--primary);
            transform: translateY(-3px);
        }
        
        .footer-links {
            list-style: none;
        }
        
        .footer-links li {
            margin-bottom: var(--space-xs);
        }
        
        .footer-links a {
            color: rgba(255, 255, 255, 0.8);
            text-decoration: none;
            display: flex;
            align-items: center;
            gap: var(--space-xs);
            transition: var(--transition);
        }
        
        .footer-links a:hover {
            color: var(--primary);
            transform: translateX(3px);
        }
        
        .footer-col p i {
            color: var(--primary);
            margin-right: var(--space-xs);
        }
        
        .business-hours {
            margin-top: var(--space-sm);
        }
        
        .business-hours h4 {
            font-size: var(--font-size-sm);
            margin-bottom: var(--space-xs);
            color: var(--primary);
        }
        
        .business-hours-item {
            display: flex;
            justify-content: space-between;
            margin-bottom: var(--space-xs);
            color: rgba(255, 255, 255, 0.8);
        }
        
        .footer-bottom {
            text-align: center;
            padding-top: var(--space-sm);
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            color: rgba(255, 255, 255, 0.6);
            font-size: var(--font-size-xs);
        }
        
        .footer-bottom i {
            color: var(--primary);
        }
        
        /* ===== FLOATING BUTTONS ===== */
        .back-to-top, .whatsapp-float {
            position: fixed;
            bottom: var(--space-md);
            right: var(--space-md);
            width: 45px;
            height: 45px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            text-decoration: none;
            font-size: var(--font-size-lg);
            box-shadow: var(--shadow-large);
            z-index: 100;
            transition: var(--transition);
        }
        
        .back-to-top {
            background-color: var(--dark-600);
            bottom: calc(var(--space-md) + 55px);
            display: none;
        }
        
        .back-to-top:hover {
            background-color: var(--dark-700);
            transform: translateY(-3px);
        }
        
        .whatsapp-float {
            background-color: #25d366;
        }
        
        .whatsapp-float:hover {
            background-color: #128c7e;
            transform: translateY(-3px);
        }
        
        /* ===== NOTIFICATION SYSTEM ===== */
        .notification-container {
            position: fixed;
            top: 20px;
            right: 20px;
            z-index: 1000;
        }
        
        .notification {
            background-color: white;
            border-radius: var(--border-radius-lg);
            box-shadow: var(--shadow-large);
            padding: var(--space-sm);
            margin-bottom: var(--space-xs);
            min-width: 280px;
            transform: translateX(100%);
            opacity: 0;
            transition: var(--transition);
        }
        
        .notification.show {
            transform: translateX(0);
            opacity: 1;
        }
        
        .notification.success {
            border-left: 4px solid #28a745;
        }
        
        .notification.error {
            border-left: 4px solid #dc3545;
        }
        
        .notification.warning {
            border-left: 4px solid #ffc107;
        }
        
        .notification.info {
            border-left: 4px solid #17a2b8;
        }
        
        .notification-content {
            display: flex;
            align-items: center;
            gap: var(--space-xs);
        }
        
        .notification i {
            font-size: var(--font-size-lg);
        }
        
        .notification.success i {
            color: #28a745;
        }
        
        .notification.error i {
            color: #dc3545;
        }
        
        .notification.warning i {
            color: #ffc107;
        }
        
        .notification.info i {
            color: #17a2b8;
        }
        
        /* ===== RESPONSIVE DESIGN ===== */
        @media (max-width: 992px) {
            .process-timeline::before {
                left: 30px;
            }
            
            .process-step {
                flex-direction: row !important;
                margin-left: 60px;
            }
            
            .step-content {
                margin-left: var(--space-xl) !important;
                margin-right: 0 !important;
            }
            
            .step-number {
                left: -50px !important;
                right: auto !important;
            }
            
            .partners-grid {
                grid-template-columns: repeat(2, 1fr);
            }
        }
        
        @media (max-width: 768px) {
            .hero {
                padding: 80px 0 60px;
            }
            
            .hero h1 {
                font-size: var(--font-size-3xl);
            }
            
            .hero p {
                font-size: var(--font-size-base);
            }
            
            .hero-buttons {
                flex-direction: column;
                align-items: center;
            }
            
            .btn-hero {
                width: 100%;
                max-width: 300px;
                justify-content: center;
            }
            
            .calculator-form {
                grid-template-columns: 1fr;
            }
            
            .partners-grid {
                grid-template-columns: 1fr;
            }
            
            .process-step {
                margin-left: 40px;
            }
            
            .step-content {
                margin-left: var(--space-lg) !important;
            }
            
            .step-number {
                left: -30px !important;
            }
            
            .header-container {
                flex-wrap: wrap;
            }
            
            .nav-container {
                order: 3;
                width: 100%;
                margin-top: var(--space-md);
            }
            
            .main-nav {
                display: none;
                flex-direction: column;
                width: 100%;
                gap: var(--space-sm);
                padding: var(--space-md) 0;
                border-top: 1px solid var(--border-light);
            }
            
            .main-nav.active {
                display: flex;
            }
            
            .nav-dropdown .dropdown-menu {
                position: static;
                opacity: 1;
                visibility: visible;
                transform: none;
                box-shadow: none;
                padding: 0;
                margin-top: var(--space-sm);
            }
            
            .dropdown-grid {
                grid-template-columns: 1fr;
                gap: var(--space-sm);
            }
            
            .menu-toggle {
                display: flex;
            }
            
            .menu-toggle.active .menu-toggle-bar:nth-child(1) {
                transform: rotate(45deg) translate(5px, 5px);
            }
            
            .menu-toggle.active .menu-toggle-bar:nth-child(2) {
                opacity: 0;
            }
            
            .menu-toggle.active .menu-toggle-bar:nth-child(3) {
                transform: rotate(-45deg) translate(7px, -6px);
            }
            
            .cta-buttons {
                flex-direction: column;
                align-items: center;
            }
            
            .cta-button {
                width: 100%;
                max-width: 300px;
                justify-content: center;
            }
        }
        
        @media (max-width: 576px) {
            .container {
                padding: 0 var(--space-sm);
            }
            
            .hero h1 {
                font-size: var(--font-size-2xl);
            }
            
            .hero p {
                font-size: var(--font-size-sm);
            }
            
            .calculator-header {
                padding: var(--space-lg);
            }
            
            .calculator-header h2 {
                font-size: var(--font-size-2xl);
            }
            
            .calculator-body {
                padding: var(--space-md);
            }
            
            .process-step {
                margin-left: 30px;
            }
            
            .step-content {
                margin-left: var(--space-md) !important;
                padding: var(--space-md);
            }
            
            .step-number {
                left: -25px !important;
                width: 30px;
                height: 30px;
                font-size: var(--font-size-sm);
            }
            
            .footer-container {
                grid-template-columns: 1fr;
                gap: var(--space-lg);
            }
        } ... */